Every euro you track builds your family’s wealth.
finja is your financial ninja — silent, precise, disciplined. Plan every budget period, see every expense, and watch your savings compound.
No credit card · Set up in 2 minutes · Export your data anytime
Left to budget
€0
Every euro has a job
Left to spend
€464.15
€42.20 per day
Bills paid
18 / 21
3 due this week
Why tracking works
Wealth isn’t earned. It’s kept.
Most families don’t have an income problem — they have a visibility problem. Money leaves in dozens of small, silent ways, and at the end of the month nobody can say where it went.
A budget you actually track turns that around. The families who write down a plan and follow it are the ones who find the spare €300 every month. That’s not a lifestyle sacrifice — that’s a child’s education, a paid-off car, real breathing room.
finja makes the tracking so fast and so clear that you’ll actually keep doing it. That consistency is the whole secret.
€300 found & saved each month
before a single cent of interest
Plain math, no projections: €300 × 12 months × 10 years. Invest it and the compounding is yours on top.
See it
Every expense logged in seconds, every account in one place. No vague feelings about where the money went — numbers.
Plan it
Every euro gets a job before the period starts. Bills, groceries, savings — decided once, not renegotiated every day.
Keep it
What’s left flows straight to your goals. Watch the emergency fund grow and the debt shrink, month after month.
The toolkit
Everything a family budget needs. Nothing it doesn’t.
Born from the spreadsheet method families have trusted for years — five sections, one plan per period, every euro accounted for.
Budget periods, your way
Calendar month or payday to payday — each period gets its own plan, created from the last one in a single click.
Bills that tick themselves off
Every bill with its due day, checked off as it’s paid. Nothing slips through again.
Expenses logged in seconds
Fast entry with category suggestions — or map your bank’s CSV export once and import everything.
Goals with momentum
Savings goals and debt payoff with a progress bar you’ll want to fill.
Trends across months
Income vs. spending, category trends, savings rate — your direction at a glance.
The whole household, one place
Checking, joint account, credit card, cash — assign every transaction, filter by account, and keep one budget the whole family can stand behind.
How it works
Three habits. That’s the whole system.
Set up once
A two-minute wizard builds your template: income, bills, expenses, debt and savings — bring the categories you already use.
Budget each period
One click starts the next period. Categories, budgets and the leftover balance carry over automatically.
Track & relax
Log expenses as they happen, tick off bills, and watch the plan hold up in real time. The ninja part: it takes minutes a week.
Honest pricing
Free while we earn your trust.
finja is in early access. You get the full product, we get your feedback. That’s the deal — no asterisks.
- Unlimited budget periods & transactions
- Bills, savings goals & debt payoff
- Trends across every period
- CSV import & full data export
- Household-ready — built for partners
- Email support from the founders
When finja leaves early access, plans will start around €4/month. Join now and keep a permanent founder discount — guaranteed.
Why won’t finja stay free?
Because you should be the customer — not the product. Free money apps pay their bills with your attention or your data. We’d rather charge a fair price and answer to exactly one group: families like yours.
No ads, ever
Your dashboard is for your family’s numbers — not for banners.
Your data is never sold
A fair price means we work for you — and for absolutely no one else.
Leave anytime
Export everything with one click. No card on file, nothing to cancel.
FAQ
Fair questions, straight answers.
Is finja really free right now?
Yes — the full product, free during early access, no credit card required. We’re building finja in the open and early families help us shape it. When paid plans launch, you’ll keep a permanent founder discount.
What happens when pricing starts?
Plans are expected to start around €4/month. You’ll be told well in advance, you’ll get the founder discount, and since we never store a card you will never be charged automatically. If finja isn’t worth it to you, export your data and walk away — it’s yours.
Does finja connect to my bank?
No — and that’s deliberate. Typing in (or CSV-importing) your expenses takes seconds, and that small moment of awareness is exactly what changes spending behavior. Your bank credentials stay where they belong: with you.
Is my data private?
Your budget belongs to you. We show no ads and never sell or share your data. Your account is protected by email verification and a second factor on every new device, and you can export or delete everything at any time.
Can my partner use it too?
finja budgets are built as households from day one. Partner sharing is at the top of the early-access roadmap — joining now is the best way to influence how it works.
I already budget in a spreadsheet. Why switch?
Perfect — finja was born from one. Bring your exact categories and budgets; the onboarding wizard rebuilds them in about two minutes. You keep the method you trust and lose the manual formulas, broken cells and copy-pasting every month.
Give every euro a job. Start tonight.
Two minutes to set up. Minutes a week to maintain. A different financial future for your family — and it’s free while finja is in early access.
Start freeNo credit card · Founder discount locked in